Finance & Business
917 tools · page 3 of 16
- Rent Affordability Calculator Calculate how much rent you can afford from your monthly income using the 30% and 40% rules.
- Rent vs Buy Calculator Compare the estimated monthly cost of buying a home (mortgage, tax, maintenance) against renting.
- Monthly Budget Calculator Subtracts housing, transportation, food, and other monthly expenses from income to show total spending and the surplus or shortfall.
- ROIC Calculator Calculate return on invested capital (ROIC) from NOPAT and invested capital.
- Margin of Safety Calculator Calculate the margin of safety percentage and amount from actual and breakeven sales.
- Trucking Cost Per Mile Calculator Calculate an all-in trucking cost per mile from fixed monthly costs, variable per-mile costs and monthly mileage.
- Book Value Per Share Calculator Calculate book value per share from shareholder equity, preferred equity and shares outstanding.
- Gross Margin Percentage Calculator Calculate gross margin percentage and gross profit from your revenue and cost of goods sold (COGS) to understand product profitability.
- Mortgage Payoff Calculator Calculate how long it takes to pay off a loan from its balance, rate and monthly payment.
- Sustainable Growth Rate Calculator Calculate a company's sustainable growth rate from return on equity and the retention ratio.
- 70% Rule Calculator Calculate the maximum offer for a house flip using the 70% rule.
- ARPU Calculator Compute average revenue per user (ARPU) from total revenue and the number of users.
- Bond Current Yield Calculator Computes the current yield of a bond as the annual coupon income divided by the current market price.
- FTE Calculator Convert worked hours into full-time equivalents (FTE) given a full-time weekly schedule.
- Price Elasticity of Demand Calculator Calculate the price elasticity of demand.
- Transfer Tax Calculator Estimates the real estate transfer tax on a property sale and splits it between buyer and seller.
- Contribution Margin Calculator Calculate the contribution margin per unit and the contribution margin ratio.
- Declining Balance Depreciation Calculator Calculate the depreciation expense and book value for a given year using the declining balance method.
- Fixed Asset Turnover Calculator Calculate the fixed asset turnover ratio: net revenue ÷ net fixed assets (PP&E). Evaluate how productively your plant, property and equipment generate sales.
- LTV:CAC Ratio Calculator Compute the LTV:CAC ratio — a core SaaS metric comparing customer lifetime value to acquisition cost.
- Personal Loan Calculator Enter loan amount, annual interest rate, and term in months to get the monthly payment, total interest, and total repaid using the standard amortization formula.
- Cash Ratio Calculator The cash ratio divides cash and cash equivalents by current liabilities. It is the most conservative liquidity ratio, ignoring receivables and inventory.
- MRR Growth Rate Calculator Compute month-over-month MRR growth rate and net new MRR.
- Startup Costs Calculator Adds up the main startup cost categories — equipment, inventory, legal/licensing, marketing, and other expenses — to estimate total launch capital required.
- Vacation Accrual Calculator Calculate vacation time earned per pay period and the amount accrued so far from your annual allowance and periods worked.
- Net Working Capital to Sales Ratio Calculator Calculate the net working capital to sales ratio: (current assets − current liabilities) ÷ net sales. See how much working capital your business ties up to support each dollar of revenue.
- Severance Pay Calculator Estimate severance pay from years of service, weekly salary and weeks granted per year of service.
- Click-Through Rate (CTR) Calculator Compute click-through rate (CTR) from clicks and impressions.
- Credit Card Minimum Payment Calculator Calculates the minimum payment due as the greater of a percentage of the balance (plus monthly interest) or a fixed floor amount.
- Annuity Future Value Calculator Find the future value of regular contributions growing at a fixed rate.
- Biweekly Mortgage Calculator Shows the biweekly payment and how making half the monthly payment every two weeks shortens the loan term and cuts total interest.
- Cost of Living Raise Calculator Calculate the salary needed to keep pace with inflation and the raise amount required, from your current salary and the inflation rate.
- Interest-Only Payment Calculator Calculate the monthly payment on an interest-only loan.
- Home Affordability Calculator Using a debt-to-income limit on your gross monthly income, this estimates an affordable monthly mortgage payment and the home price it supports at a given rate and term.
- Mortgage Extra Payment Calculator Compares a mortgage paid on schedule against the same mortgage with a fixed extra monthly principal payment, showing months and interest saved.
- Student Loan Payment Calculator Computes the fixed monthly payment, total interest, and total cost of a student loan using standard amortization.
- Burn Multiple Calculator Calculate the burn multiple: net cash burned divided by net new ARR added; a lower multiple means more efficient growth.
- EV/EBITDA Multiple Calculator Calculate the EV/EBITDA multiple: enterprise value (market cap + debt − cash) ÷ EBITDA. The most common capital-structure-neutral valuation multiple for comparing companies.
- Utility Bill Split Calculator Split a shared utility bill — electricity, water, gas or internet — evenly among housemates or tenants. Enter the total and the number of people to see exactly what each person owes.
- Asset Turnover Ratio Calculator Calculate the asset turnover ratio: net revenue ÷ average total assets. See how efficiently your company uses its asset base to generate sales.
- Rent Increase Calculator Computes the new monthly rent, the dollar increase, and the added annual cost after a percentage rent hike.
- Software ROI Calculator Calculate the return on investment, payback period and net benefit of a software purchase over a chosen number of years.
- Business Valuation Calculator Estimate the value of a business by multiplying its annual earnings by a valuation (earnings) multiple, a common quick valuation method.
- Month-over-Month Growth Calculator Calculates the month-over-month growth rate and absolute change between two monthly values.
- Annual Recurring Revenue Calculator ARR is MRR multiplied by twelve. Enter your monthly recurring revenue to project the annualized run rate.
- EV/Sales Multiple Calculator Calculate the EV/Sales multiple: enterprise value (market cap + debt − cash) ÷ revenue. Useful for valuing growth companies that are not yet profitable.
- Profitability Index Calculator Calculate the profitability index and net present value of an investment.
- Net Worth Growth Calculator Projects your future net worth from a starting amount, annual contributions and an expected growth rate over a number of years.
- Mortgage Points vs No Points Calculator Compares paying discount points for a lower mortgage rate against taking the higher no-points rate, with break-even and lifetime savings.
- Net Debt to EBITDA Calculator Calculate the net debt to EBITDA ratio: (total debt − cash) ÷ EBITDA. It estimates how many years of current earnings before interest, tax, depreciation and amortization it would take to clear net debt — a leverage benchmark used in loan covenants.
- Safe Withdrawal Rate Calculator Calculate the annual and monthly income you can withdraw from a portfolio at a safe withdrawal rate.
- After Repair Value Calculator Estimates a property's after repair value (ARV) from comparable price per square foot, and applies the 70% rule to suggest a maximum purchase offer.
- Membership Break-Even Calculator Find how many visits per month a gym, pool or club membership needs before it beats paying per visit.
- Billable Utilization Calculator Compute billable utilization — the percentage of total hours that are billable.
- Break-Even With Target Profit Calculator Find the units and revenue needed to hit an after-tax profit target, plus your margin of safety.
- Early Payment Discount Calculator Convert supplier early-payment terms like 2/10 net 30 into an effective annual interest rate so you can decide whether to take the discount or hold your cash.
- Keystone Pricing Calculator Calculate keystone pricing: retail price = unit cost × 2, the traditional retail rule that yields a 50% gross margin. See the resulting price, per-unit profit and margin instantly.
- Real Interest Rate Calculator Calculate the real interest rate from a nominal rate and inflation rate using the exact Fisher equation, plus the simple approximation (nominal minus inflation). See how much purchasing power your money actually gains.
- Refinance vs Sell Calculator Compares selling your home now against refinancing and renting it out, showing net sale proceeds versus the rental cash flow you would keep.
- Tangible Book Value Calculator Calculate tangible book value: total shareholders’ equity − intangibles and goodwill, plus tangible book value per share. A conservative floor value often used for banks and asset-heavy firms.