Finance & Business

917 tools · page 4 of 16

Degree of Total Leverage Calculator Calculate the degree of total leverage (DTL): DOL × DFL. See the combined effect of operating and financial leverage on earnings per share for a given change in sales.
Home Renovation ROI Calculator Calculates the return on investment of a home renovation from its cost and the resale value it adds.
Refinance Break-Even Calculator Calculate how many months it takes for the monthly savings from refinancing to pay back the closing costs: closing costs ÷ monthly savings. Know whether a refinance is worth it before you commit.
Sales Cycle Length Calculator Calculate the average sales cycle length: total days to close across deals ÷ number of deals. A key sales-operations metric for forecasting and pipeline planning.
Capitalization Ratio Calculator Calculate the capitalization ratio: total debt ÷ (total debt + total equity). It shows what portion of a company’s permanent capital comes from debt — a core measure of long-term financial leverage and risk.
Cash Flow Coverage Ratio Calculator Calculate the cash flow coverage ratio: operating cash flow ÷ total debt. It measures how readily a company could repay all its debt from a single year of operating cash flow — a key solvency check for lenders.
Net Debt Calculator Calculate net debt: total debt − cash and cash equivalents. Net debt shows the debt a company would have left if it used all its available cash to pay down borrowings — a truer picture of leverage than gross debt.
Piotroski F-Score Calculator Scores a company's fundamental strength from 0 to 9 using Piotroski's nine profitability, leverage and efficiency tests.
Plowback Ratio Calculator Calculate the plowback (retention) ratio from per-share figures: 1 − dividends per share ÷ EPS, plus the payout ratio. See how much of each earned dollar is reinvested for growth.
Pour Cost Calculator Calculates pour cost — the liquor cost of a drink as a percentage of its menu price — plus gross margin and markup.
Asset Coverage Ratio Calculator Measures how well a company's tangible assets cover its total debt after subtracting non-debt current liabilities.
Cost Per Click (CPC) Calculator Compute average cost per click from total ad spend and number of clicks.
Shipping Cost Calculator Estimate a shipping price from a base fee, a per-kilogram rate times the parcel weight, and a zone multiplier. A flexible model for e-commerce shipping quotes.
Degree of Operating Leverage Calculator Calculate the degree of operating leverage (DOL): percentage change in EBIT ÷ percentage change in sales. See how sensitive operating profit is to a change in revenue.
Discounted Cash Flow Valuation Calculator Performs a discounted cash flow (DCF) valuation, summing the present value of forecast cash flows and a Gordon-growth terminal value into an enterprise value.
Extra Payment Loan Calculator Calculates how much interest you save and how many months you cut off a loan by adding an extra amount to each monthly payment.
GMROI Calculator Calculate GMROI (gross margin return on inventory investment): gross margin dollars ÷ average inventory cost. A core retail metric showing how much gross profit each dollar of inventory earns.
Retail Margin Calculator Calculates the gross margin, profit and markup on a retail item from its cost and selling price.
Cap Rate Calculator Calculate the capitalization rate of a property.
Days Payable Outstanding (DPO) Calculator Calculate days payable outstanding: accounts payable ÷ COGS × period days. DPO shows how long your company takes on average to pay its suppliers and how well it uses trade credit.
HOA Fee Total Cost Calculator Add up your total monthly housing cost including mortgage, property tax, insurance and HOA fees.
Overhead Ratio Calculator Calculate the overhead ratio: operating expenses ÷ (revenue + other operating income). Widely used by banks, it measures how much income is absorbed by overhead costs; a lower ratio means a leaner operation.
Sales Capacity Planning Calculator Calculate how many sales reps you need to hit a revenue target at a given per-rep quota, plus the total capacity that many reps provide. Plan hiring against your number.
Cost-Plus Pricing Calculator Calculate cost-plus pricing: price = unit cost × (1 + markup%). The simplest pricing method — add a fixed markup to cost — with the resulting price and per-unit profit shown.
Credit Card Interest Calculator Calculate the interest charged on a credit card balance over a number of days from the balance and APR. See the total interest and the daily finance charge that accrues.
Inflation-Adjusted Salary Calculator Converts a past salary into today's equivalent purchasing power given an average annual inflation rate over a number of years.
Margin of Safety Units Calculator Calculates the margin of safety in units and as a percentage from actual sales and break-even volume.
Price-to-Cash-Flow Ratio Calculator Calculate the price-to-cash-flow (P/CF) ratio: share price ÷ cash flow per share, plus the cash flow yield. A valuation measure less affected by accounting choices than P/E.
Defensive Interval Ratio Calculator Calculate the defensive interval ratio: liquid (defensive) assets ÷ daily operating expenses. It tells you how many days a company could keep operating from its most liquid assets if all other income stopped.
Payables Turnover Calculator Calculate the accounts payable turnover ratio: purchases (or COGS) ÷ average accounts payable, plus the equivalent days payable outstanding. Measure how quickly you pay suppliers.
Prepayment Penalty Calculator Estimates the prepayment penalty for paying off a loan early, as a percent of balance or months of interest.
Beta Calculator Calculate a stock’s beta — its sensitivity to market moves — from the stock’s percentage change relative to the market’s. A beta above 1 means the stock is more volatile than the market.
Billing Rate Calculator Calculate the hourly rate freelancers and consultants must charge to hit an income target: (salary ÷ billable hours) × (1 + overhead%) × (1 + profit%). Price your time so the business actually works.
Forecast Accuracy Calculator Calculate sales forecast accuracy and the percentage error from actual versus forecasted figures.
Operating Leverage Break-Even Calculator Computes the break-even units and revenue from fixed costs, unit price and variable cost, plus the contribution margin.
Overhead Rate Calculator Calculate the overhead rate: total overhead ÷ total direct costs (the allocation base). It shows how much indirect cost is applied for each unit of direct cost — essential for product costing and pricing.
Two Job Offers Comparison Calculator Compare two job offers by total compensation (salary plus benefits) and see which is higher and by how much.
Working Capital Turnover Calculator Calculate the working capital turnover ratio: net sales ÷ working capital. It shows how efficiently a company uses its short-term capital to generate revenue.
Return on Capital Employed (ROCE) Calculator Calculate ROCE: EBIT ÷ capital employed, where capital employed = total assets − current liabilities. Judge how profitably a business uses its long-term capital.
Wei to Ether Converter Wei, Ethereum's smallest unit, expressed in ether (10⁻¹⁸ per wei) and gwei (10⁻⁹ per wei), both in scientific notation.
Front-End Debt Ratio Calculator Calculate the front-end (housing) debt-to-income ratio: monthly housing cost ÷ gross monthly income. Lenders use it alongside the back-end ratio to assess mortgage affordability.
Home Equity Calculator Calculates your home equity as value minus mortgage balance, and how much you could borrow against it at a target loan-to-value.
Net Present Value Calculator Computes the net present value (NPV) of an initial investment and a series of future cash flows discounted at a given rate.
Operating Cash Flow Ratio Calculator Calculate the operating cash flow ratio: cash generated from operations ÷ current liabilities. A liquidity measure showing how well current obligations are covered by real cash flow rather than accounting profit.
Retirement Nest Egg Calculator Estimates the lump sum required at retirement to provide a desired annual income for a fixed number of years, given a real (after-inflation) return rate.
Net Tangible Assets per Share Calculator Computes net tangible assets per share from assets, intangibles, liabilities and share count.
Operating Expense Ratio Calculator Calculate the operating expense ratio: operating expenses ÷ revenue. It shows the share of revenue consumed by the cost of running the business — lower ratios signal better operating efficiency.
Scrap Rate Cost Calculator Computes the scrap rate and the cost of rejected units, plus the effective cost per good unit.
Capital Gains Tax Calculator Estimate the capital gains tax on a sale by entering the sale price, original cost basis, and your tax rate.
Degree of Financial Leverage Calculator Calculate the degree of financial leverage (DFL): percentage change in EPS ÷ percentage change in EBIT. Measure how debt magnifies the effect of operating profit changes on earnings per share.
Discount Percentage Calculator Calculate the discount percentage and amount saved from two prices.
Headcount Planning Calculator Calculate the headcount needed to cover a workload: total required hours ÷ productive hours per employee, rounded up. See both the exact full-time-equivalent figure and the whole number of people to hire.
Hourly Paycheck Calculator Calculate gross and net pay for a pay period from your hourly rate, regular and overtime hours, and a withholding rate.
Prorated Utility Bill Calculator Splits a utility bill fairly across a number of days, so you pay only for the period you occupied.
Rent Split by Room Size Calculator Splits total rent fairly among rooms in proportion to each room's area, so larger rooms pay more.
Cost Per Occupied Room (CPOR) Calculator Calculate the cost per occupied room (CPOR), a key hotel metric: total operating cost divided by the number of rooms sold. Track how efficiently your property converts costs into occupied-room nights.
Diluted EPS Calculator Calculate diluted earnings per share: (net income − preferred dividends) ÷ (weighted average shares + dilutive securities). Compare basic and diluted EPS side by side.
Machine Hour Rate Calculator Computes the machine hour rate by absorbing fixed overhead, power and maintenance costs over productive machine hours.
Prorated Rent Calculator Prorates monthly rent by the number of days occupied out of the days in the month, giving the amount due for a partial first or last month.
After-Tax Salvage Value Calculator Calculate the after-tax salvage value of an asset: salvage value minus tax on the gain over its book value. Used in capital budgeting to find the true terminal cash flow.