Travel Points Value Calculator

How it is calculated

You supply the value of one point and the tool scales it up to your balance: cash value = points × value_per_point ÷ 100. The value per point is entered in cents, so 1.5 means 1.5 cents, and dividing by 100 converts the total into currency units. The tool also shows the same rate in currency units per point (1.5 cents = 0.0150) and your point count. It does not work out the cents-per-point of a particular booking. To get that yourself, divide the cash price of the flight or hotel by the points required and multiply by 100. Zero points or zero value gives zero. Negative or empty fields give no result. The value is only as good as the redemption you assume; the same points can be worth far less in a poor redemption.

Common mistakes

• Entering the value in currency units (0.015) instead of cents (1.5). The result then comes out one hundred times too small.
• Entering 1.5 when you meant 1.5 dollars per point. The field is cents, so a dollar per point would be typed as 100.
• Using a blogger's average value for a program as if every redemption achieves it. A cheap economy fare can return half that, a premium cabin much more.
• Valuing points at the cash-back rate. If the card lets you redeem them for cash at 1 cent each, that is the floor, not the travel value.
• Forgetting taxes and fees on award tickets. A redemption that still charges cash fees is worth less than the points price alone suggests.